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191 Misty Harbour Trce, Palm Coast, FL, 32137

3beds
3baths
1,853sqft
$369,990
$200price/sqft
$2,645/moest. monthly cost
$105,800/yrincome needed

About This Home

Welcome to 191 Misty Harbor Trace , located in a desirable gated community The Hammock at Palm Harbor. Nestled near state parks and nature preserve, the Sago floorplan offers the perfect blend of modern comfort, flexibility, and the tranquil outdoors. The builder thoughtfully designed each aspect of the Sago floorplan with a spacious first-floor primary suite, providing convenience and privacy for everyday living. The open-concept layout is ideal for entertaining, with generous living spaces, abundant natural light, and a seamless flow throughout the home. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers exceptional versatility with no short-term rental restrictions. Residents enjoy acccess to fantastic community amenities including pool, hot tub and clubhouse perfect for social gatherings and leisure activities. Conveniently located near shopping, dining, golf courses, nature preserve, Palm Coast Marina and the beaches. Come indulge in The Hammock at Palm Harbor lifestyle.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
5/10
Matanzas High SchoolGrades 8-123.2 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,853
  • Total interior livable area: 1,853 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 4311313055000000460
  • Zoning: Resi

Features

  • Levels: 2 Story,Split
  • Stories: 2
  • Entry location: Ground Level

Lot

  • Lot size: 2,704 sqft
  • Features: Less than 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$344$4,128
Property Taxes $234$2,808
Electricity $197$2,366
Total$2,645$31,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,685/yr
40% on housing$79,350/yr
45% on housing$70,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$369,990
2026-07-17Listed for sale$448,071
2025-03-04Listing removed$421,990
2024-07-03Price change$447,990
2024-03-15Listed for sale$421,990

New Construction

AgentRobin Arnold
BrokeragePonte Vedra Club Realty, Inc

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