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7695 Bar Harbour Ln, Mentor, OH, 44060

4beds
2baths
2,214sqft
$420,000
$190price/sqft
$3,035/moest. monthly cost
$121,400/yrincome needed

About This Home

Welcome home to this beautifully updated 4-bedroom Cape Cod in Mentor?s desirable Kittery Cove neighborhood, offering a perfect blend of classic charm and modern functionality. The heart of the home features a bright and airy kitchen with a center island, which flows seamlessly into a convenient laundry room complete with custom built-ins. Right off the kitchen, a massive family room serves as the ultimate gathering space, while the home's original living room is currently being utilized as an expansive, formal dining area and coffee bar. The main floor also features a versatile bedroom space currently being utilized as a vibrant playroom. Upstairs, you will find three additional spacious bedrooms, including the primary bedroom. Downstairs, the fully finished basement provides flexible square footage, ideal for a quiet work-from-home office, home gym, playroom, or an entertainment hub. Step outside from your attached garage or main living area to a private outdoor oasis, where a massive deck overlooks a fully fenced backyard ready for pets, play, and summer barbecues. Perfectly located near top-rated schools, parks, and shopping, this turn-key property is ready for its next chapter.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Ridge Elementary SchoolGrades K-51.5 mi
7/10
Memorial Middle SchoolGrades 6-83.6 mi
8/10
Mentor High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Laundry Tub,Sink

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Storage Space,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Primary Downstairs
  • Window features: Aluminum Frames,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas
  • Fireplace: Yes
  • Finished area above ground: 2,214

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 2,214 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16C067E000020

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Deck
  • Exterior features: Garden,Private Yard
  • Fencing: Fenced,Full,Privacy
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Front Yard,Garden

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$150$1,800
Property Taxes $525$6,300
Electricity $237$2,849
Total$3,035$36,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,057/yr
40% on housing$91,050/yr
45% on housing$80,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 44060$157
Lake County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 44060$175
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$420,000
2026-07-30Listed for sale$420,000
2022-04-27Sold$360,000
2022-03-28Pending sale$314,999
2022-03-24Listed for sale$314,999
2013-10-25Sold$195,000
2013-09-17Listed for sale$204,900

For Sale by Agent

AgentJulie Kolling
BrokerageRE/MAX Crossroads Properties

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