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9270 Headlands Rd, Mentor, OH, 44060

3beds
2baths
1,870sqft
$1,699,000
$909price/sqft
$11,522/moest. monthly cost
$460,880/yrincome needed

About This Home

Rare opportunity to own an extraordinary .749-acre lakefront property in Mentor Headlands! Tucked at the end of a quiet cul-de-sac, this unique offering includes three parcels with approximately 180 feet of frontage along Mentor’s beach property and rare vehicle access to the shoreline. Enjoy panoramic Lake Erie views, stunning sunrises, and unforgettable sunsets from this sloping lot. The 1930 home features pine floors, custom built-ins, a stone wood-burning fireplace, cedar closet, and front and rear porches with floor-to-ceiling windows and full screens to maximize lake views. Exterior highlights include cedar siding and shutters, adding to the home’s classic lakefront charm. Home offers 3 bedrooms, 1.5 baths, an eat-in kitchen with an 8-ft sliding glass door facing the lake, newer windows with full screens, metal roof, fresh exterior paint, newer gutters, whole-house generator, and a 24x24 detached garage. Ideal as a primary residence, vacation home, rental investment, or future build site. Home does need some TLC, offering a great opportunity to add your personal touch and build equity. Convenient to Headlands Beach State Park, Fairport Harbor, and Mentor-on-the-Lake. A rare beachfront opportunity—schedule your showing today!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Shore Middle SchoolGrades 6-82.9 mi
8/10
Mentor High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Shake Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Disposal,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Built-in Features,Cedar Closet(s),Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Double Pane Windows,Screens
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,870

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,870
  • Total interior livable area: 1,870 sqft

Property

Details

  • Parcel number: 16D117M000210
  • Lease amount: 0
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed,Patio,Porch
  • Fencing: Chain Link,Partial,Wood
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 0.75 Acres
  • Features: Cul-De-Sac,Dead End,Irregular Lot,Lake Erie Front,Lake Front,Views,Waterfront
  • Lot size dimensions: 180 x 261

Parking

  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$608$7,296
Property Taxes $2,123$25,476
Electricity $200$2,406
Total$11,522$138,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$395,040/yr
40% on housing$345,660/yr
45% on housing$307,253/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$909This listing

vs Other Active Listings

Avg $/sqft

ZIP 44060$150
Lake County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 44060$175
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$1,699,000
2026-07-03Listed for sale$1,900,000

For Sale by Agent

AgentDeborah Krabacher
BrokerageHoward Hanna

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