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8839 Billings Rd, Willoughby, OH, 44094

3beds
2baths
2,430sqft
$459,900
$189price/sqft
$3,370/moest. monthly cost
$134,800/yrincome needed

About This Home

Welcome to 8839 Billings Rd in Kirtland, a beautifully updated 3-bedroom, 2 full bath home situated on a spacious 1-acre lot! This move-in ready property has been completely renovated with modern finishes throughout, featuring a stunning new kitchen with stylish cabinetry, updated countertops, and brand new appliances. Both full bathrooms have been tastefully updated, with one showcasing high-end, beautifully crafted tile work and premium finishes that truly stand out. Enjoy peace of mind with a brand new roof, along with updated flooring, paint, and thoughtful touches throughout the bright and inviting interior. The home also features a huge, clean, wide-open basement, a blank slate ready to be finished for additional living space, recreation, or storage. With plenty of outdoor space to enjoy and a desirable location, this turnkey home offers both comfort and convenience. Don’t miss your chance to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
8/10
Kirtland Middle SchoolGrades 6-82.6 mi
9/10
Kirtland High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Lower Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 939
  • Finished area above ground: 1,491

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 2,430 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 20A0200000190
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$211$2,532
Property Taxes $574$6,888
Electricity $260$3,127
Total$3,370$40,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,542/yr
40% on housing$101,100/yr
45% on housing$89,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$189
Lake County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$525,000
2025-03-11Sold$200,000

For Sale by Agent

AgentMathew Grazia
BrokerageMcDowell Homes Real Estate Services

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