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10405 Chillicothe Rd, Willoughby, OH, 44094

3beds
2baths
1,428sqft
$198,500
$139price/sqft
$1,535/moest. monthly cost
$61,400/yrincome needed

About This Home

AS IS SALE

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
8/10
Kirtland Middle SchoolGrades 6-82.4 mi
9/10
Kirtland High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,428

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Property

Details

  • Parcel number: 20A021B000470
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.33 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$91$1,092
Property Taxes $248$2,976
Electricity $193$2,320
Total$1,535$18,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,628/yr
40% on housing$46,050/yr
45% on housing$40,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$190
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$198,500
2026-02-18Listed for sale$200,000
2025-07-18Sold$150,000

For Sale by Agent

AgentNicholas J Huscroft
BrokerageChosen Real Estate Group

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