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5134 Harmony Ln, Willoughby, OH, 44094

3beds
1baths
1,292sqft
$210,000
$163price/sqft
$1,612/moest. monthly cost
$64,480/yrincome needed

About This Home

Home is move in ready. 4 years ago, the exterior basement walls were excavated below the footer, cleanouts added, wall were water proofed. New windows, updated electric, new appliances, hardwood floors, new kitchen, hot water tank, washer & dryer. Partially finished basement. Quiet street, schools are 2 blocks away. Willoughby South, Edison Elementary and YMCA are 3 blocks away as is shopping and banking.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Grant Elementary SchoolGrades K-50.7 mi
6/10
Willoughby Middle SchoolGrades 6-82.2 mi
7/10
South High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,292 sqft

Property

Details

  • Parcel number: 27A007E000410

Features

  • Exterior features: Brick,Metal
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$96$1,152
Property Taxes $262$3,144
Electricity $193$2,320
Total$1,612$19,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,268/yr
40% on housing$48,360/yr
45% on housing$42,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$190
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$210,000
2026-02-26Listing removed$1,710
2026-02-15Listed for rent$1,710
2022-11-13Listing removed--
2022-10-25Listed for rent$1,500
2022-10-08Listing removed--
2022-09-20Price change$1,500
2022-08-18Listed for rent$1,600
2021-10-28Sold$112,500
2021-10-09Pending sale$100,000
2021-10-02Listed for sale$100,000

For Sale by Owner

AgentProperty Owner

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