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4333 River St, Willoughby, OH, 44094

4beds
2baths
1,395sqft
$225,000
$161price/sqft
$1,714/moest. monthly cost
$68,560/yrincome needed

About This Home

This four-bedroom century home, built in 1884, is filled with timeless character and ready for the right buyer to restore it to its former glory. Brimming with original charm and unique history, this home offers a rare opportunity to bring the past back to life with your personal touch. Ideally located within walking distance to downtown Willoughby, the property sits along the Chagrin River and features an above-ground pool—perfect for enjoying the setting. A welcoming covered front porch greets you, leading into a spacious living room with a gas fireplace. Adding to its one-of-a-kind appeal, portions of the mantle are sourced from President Garfield’s home in Mentor. The main level also includes a large dining area ideal for entertaining, while all four bedrooms are located upstairs along with a full bath. The unfinished basement offers laundry and additional storage space. With endless potential, historic charm, and a truly special setting, this quaint century home is ready to be reimagined and restored.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Edison Elementary SchoolGrades K-52.0 mi
6/10
Willoughby Middle SchoolGrades 6-81.2 mi
7/10
South High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1884

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,395

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,395
  • Total interior livable area: 1,395 sqft

Property

Details

  • Parcel number: 27A026D000480

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Outdoor Pool
  • Patio & porch: Covered,Deck,Front Porch,Screened
  • Exterior features: Storage
  • On waterfront: Yes

Lot

  • Lot size: 5,384 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$103$1,236
Property Taxes $281$3,372
Electricity $193$2,320
Total$1,714$20,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,765/yr
40% on housing$51,420/yr
45% on housing$45,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$190
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$225,000
2019-02-13Sold$225,000

For Sale by Agent

AgentGregory P Gilson
BrokerageRE/MAX Results

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