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3000 Lost Nation Rd, Willoughby, OH, 44094

2beds
2baths
2,416sqft
$199,900
$83price/sqft
$1,610/moest. monthly cost
$64,400/yrincome needed

About This Home

All brick ranch with 2 car garage and 2 full baths. Spacious rooms throughout. Large eat in kitchen with ceramic tile floors, new stainless steel dishwasher, gas stove and plenty of cabinet and counter space flows to dining room. Spacious living room with carpeting and ceiling fan. Addition with bay window could be a family room, thrid bedroom or office area. Two nicely sized bedrooms with carpet. Full bath on main level with ceramic floors and tub surround. Walk up attic is great for storage. Huge full finished basement has loads of potential--finished side features kitchenette, carpeted rec area, laundry room, second full bath with shower and an office space. Glass block windows. 2.5 car detached garage. Anderson windows throughout. HVAC 2016. Basement partially waterproofed on exterior and new sewer line installed 2025/2026. Great investment opportunity or starter home!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Grant Elementary SchoolGrades K-50.2 mi
6/10
Willoughby Middle SchoolGrades 6-82.6 mi
7/10
South High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,416
  • Total interior livable area: 2,416 sqft

Property

Details

  • Parcel number: 27B046B000200

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,798 sqft
  • Lot size dimensions: 60 x 180

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$92$1,104
Property Taxes $249$2,988
Electricity $259$3,109
Total$1,610$19,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,200/yr
40% on housing$48,300/yr
45% on housing$42,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 44094$191
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44094$169
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$239,900
1995-05-30Sold$105,000

For Sale by Agent

AgentSarah M Holpuch
BrokerageRE/MAX Haven Realty

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