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8912 N Monroe Ave, Kansas City, MO, 64156

3beds
2baths
1,631sqft
$498,330
$306price/sqft
$3,348/moest. monthly cost
$133,920/yrincome needed

About This Home

Final phase. Final opportunity. Waterford is nearing completion, and no additional homes will be built! Secure your spot in this beloved subdivision while you still can! The Richmond, a true ranch plan by Hoffmann Custom Homes. Elegant entry and high ceilings in the great room and a wide open kitchen are just a few of the modern features of this plan. The dining area walks out to a covered deck. The lower level is stubbed for a full bath for future finish. So close to school, shopping, churches, and freeways. This particular home features trim page #2 with enameled cabinets, under cabinet puck lighting in the kitchen, and a lawn sprinkler system. Home is currently in the Finishing stages of Construction - Check back in for status updates on the construction of this stunning new build! Photos are stock photos of plan and virtual tour is simulated; finishes may vary.

Getting Around

13
WalkingCar-Dependent
11
TransitMinimal Transit
18
BikeSomewhat Bikeable

Schools

7/10
9/10
Staley High SchoolGrades 9-122.3 mi
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone Trim

Other

  • Builder model: The Richmond
  • Builder name: Hoffmann Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Humidifier,Microwave,Free-Standing Electric Oven,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Bath/Stubbed,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Painted Cabinets,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room,Zero Clearance
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,631

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,631
  • Total interior livable area: 1,631 sqft

Property

Details

  • Parcel number: 14110000402700

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,519$30,228
Home Insurance *$248$2,976
Property Taxes $440$5,280
Electricity $141$1,693
Total$3,348$40,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,788/yr
40% on housing$100,440/yr
45% on housing$89,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 64156$213
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64156$210
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-11Listed for sale$498,330

New Construction

AgentLarry Eckhoff
BrokerageRE/MAX Innovations

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