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28707 Gilchrist Dr, Eastlake, OH, 44095

4beds
2baths
1,792sqft
$239,000
$133price/sqft
$1,820/moest. monthly cost
$72,800/yrincome needed

About This Home

Welcome to this well-maintained 4-bedroom, 2 full bath Cape Cod offering a warm, functional layout and beautiful outdoor living. The spacious living room features a cozy gas fireplace and opens to a bright three-season room, creating the perfect space to relax or entertain. The dining room flows seamlessly between the living room and kitchen. The main floor offers a convenient first-floor bedroom and full bathroom, while three additional bedrooms and a second full bath provide plenty of space upstairs. Step outside to enjoy your own backyard oasis featuring a paver patio with pergola, two peaceful fish ponds, and over 200 perennials thoughtfully planted throughout the front and back gardens. Whether you're enjoying your morning coffee or hosting summer gatherings, this outdoor space is sure to impress. Conveniently located near shopping, restaurants, gas stations, Lake Erie, and major highways, this home combines comfort, charm, and an unbeatable location.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
6/10
Willowick Middle SchoolGrades 6-81.2 mi
4/10
North High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Storage Space

Bathroom

  • Level: First
  • Dimensions: 8 x 3

Bathroom

  • Level: Second
  • Dimensions: 7 x 7

Bedroom

  • Level: Second
  • Dimensions: 17 x 7

Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12 x 11

Eat In Kitchen

  • Level: First
  • Dimensions: 13 x 8

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Glass Doors,Living Room
  • Fireplace: Yes
  • Finished area below ground: 390
  • Finished area above ground: 1,402

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Laundry

  • Level: Lower
  • Dimensions: 17 x 11

Living Room

  • Level: First
  • Dimensions: 20 x 12

Recreation

  • Level: Lower
  • Dimensions: 33 x 12

Utility Room

  • Level: Lower
  • Dimensions: 8 x 7

Property

Details

  • Parcel number: 28A042F000280

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Chain Link,Full
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,071 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$121$1,452
Property Taxes $298$3,576
Electricity $193$2,320
Total$1,820$21,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,400/yr
40% on housing$54,600/yr
45% on housing$48,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 44095$135
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44095$160
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$239,000
2010-06-24Sold$153,500

For Sale by Agent

AgentDanielle Dooley
BrokeragePlatinum Real Estate

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