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4029 N Willow Rd, Spokane, WA, 99206

1beds
1baths
544sqft
$279,000
$513price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

Nestled on a quarter-acre lot, this charming home blends character with modern updates. The roof, main sewer line, and mini-split heating & cooling units were done in 2023 offering comfort and peace of mind year-round. Inside, an open-concept layout connects the kitchen, living, and dining areas. The kitchen features butcher block counters, stylish cabinetry, and under-cabinet lighting. Updated bathroom and quality flooring complete the look. A bedroom with direct backyard access adds a nice bonus. Outside, enjoy a covered front porch, covered back patio, clear-view storm doors, fully fenced, and a new shed. A gated driveway with covered parking (could be expanded for a shop) rounds it all out. Ideally located near Arbor Crest Winery, Millwood's Rocket Bakery, Plantes Ferry Park, the Centennial Trail, Spokane River, and Argonne Public Library — with Green Bluff and Mt. Spokane just a short drive away. Come see this gem today!

Getting Around

37
WalkingCar-Dependent
26
TransitSome Transit
52
BikeBikeable

Schools

3/10
Centennial Middle SchoolGrades 6-82.2 mi
5/10
West Valley High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Window features: Vinyl Frames,Multi-Pane Windows

First Floor

  • Level: First
  • Area: 544

Heating

  • Heating features: Electric,Heat Pump

Interior Area

  • Total structure area: 544
  • Total interior livable area: 544 sqft

Property

Details

  • Parcel number: 45052.4103

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Carport,RV Access/Parking,Off Site,Paver Block
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$78$936
Property Taxes $181$2,172
Electricity $149$1,793
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$202
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$279,000
2026-06-26Listed for sale$289,000
2024-06-17Sold$259,900
2024-05-09Pending sale$259,900
2024-04-26Listed for sale$259,900
2024-04-01Pending sale$259,900
2024-03-27Price change$259,900
2024-03-20Listed for sale$264,900

For Sale by Agent

AgentCassie Kennedy
BrokerageKeller Williams Spokane - Main

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