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27705 White Rd, Willoughby Hills, OH, 44092

4beds
2baths
1,782sqft
$274,990
$154price/sqft
$2,077/moest. monthly cost
$83,080/yrincome needed

About This Home

Location. Location. Location. A charming well maintained four-bedroom home nestled on a peaceful street, one-acre park-like lot with a creek view awaits you! Featuring all newer stainless-steel appliances including a range, microwave, and dishwasher. The open living and dining areas has sliding glass doors that open to a serene rear patio — the perfect spot to unwind and enjoy tranquility with a fenced back yard. Additional bonuses include first aid kits and fire extinguishers in most rooms, two dog kennels, a new garage opener with an outside keypad, LED lighting around the exterior, hard wired for wi-fi, new electrical panel, outside security lights, security doors (front and rear), stone walkway around the home and a fully built-in survival bunker/panic room. Recent upgrades also include a new hot water tank, furnace, doorbell, and outdoor electrical outlets. Riding lawnmower stays. A home warranty is included for your peace of mind! Make your offer today. ***Seller offering a $5K credit***

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Edison Elementary SchoolGrades K-53.9 mi
6/10
Willoughby Middle SchoolGrades 6-84.7 mi
7/10
South High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Features: Primary Downstairs
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Beamed Ceilings,High Ceilings
  • Level: First

Family Room

  • Level: Lower

Features

  • Finished area below ground: 396
  • Finished area above ground: 1,386

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Kitchen

  • Level: First

Living Room

  • Features: Beamed Ceilings,High Ceilings
  • Level: First

Other

  • Level: Lower

Pantry

  • Level: Lower

Property

Details

  • Parcel number: 31A007B000200

Features

  • Levels: Three Or More,Multi/Split

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hail
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$151$1,812
Property Taxes $343$4,116
Electricity $193$2,320
Total$2,077$24,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,211/yr
40% on housing$62,310/yr
45% on housing$55,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 44092$180
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44092$151
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$329,900
2025-11-17Listed for sale$335,000
2020-04-29Listing removed$194,000
2020-02-15Listed for sale$194,000
2019-12-02Listing removed$194,900
2019-07-31Listed for sale$194,900
2018-07-05Sold$150,000

For Sale by Agent

AgentRomero Phillips
BrokerageHomeSmart Real Estate Momentum LLC

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