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2804 Orchard Dr, Willoughby Hills, OH, 44092

3beds
2baths
1,908sqft
$299,000
$157price/sqft
$2,252/moest. monthly cost
$90,080/yrincome needed

About This Home

Price recently reduced by $15,000 to $284,900. This charming colonial sits on a large lot in the highly desired area of Willoughby Hills. When entering through the front door, notice first the gorgeous overlooking window that pours in light. Next you'll find the spacious family room with decorative fireplace that will make for a picturesque holiday setting. Walking into the kitchen, there are wide counters that any at home chef would love and tons of storage space. Upstairs, three bedrooms, an additional bathroom, and an additional closet/office space provide all the necessities. Outside, the enormous 0.64 acre lot has boundless potential! Don't miss your chance to see this adorable home! *Owner acknowledges a suicide on the property*

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Edison Elementary SchoolGrades K-52.8 mi
6/10
Willoughby Middle SchoolGrades 6-83.6 mi
7/10
South High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 11 x 16

Family Room

  • Level: First
  • Dimensions: 18 x 12

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,908

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,908
  • Total interior livable area: 1,908 sqft

Kitchen

  • Level: First
  • Dimensions: 23 x 14

Laundry

  • Level: First
  • Dimensions: 18 x 10

Living Room

  • Level: First
  • Dimensions: 17 x 17

Pantry

  • Level: First
  • Dimensions: 12 x 5

Primary Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 31A008A000070
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.65 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hail
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$164$1,968
Property Taxes $373$4,476
Electricity $204$2,455
Total$2,252$27,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,211/yr
40% on housing$67,560/yr
45% on housing$60,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 44092$180
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44092$151
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$284,900
2026-07-22Listed for sale$299,000
1997-09-25Sold$147,000

For Sale by Agent

AgentWilliam Flaherty
BrokerageBerkshire Hathaway HomeServices Professional Realty

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