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35685 W Island Dr, Eastlake, OH, 44095

5beds
3baths
2,300sqft
$590,000
$257price/sqft
$4,266/moest. monthly cost
$170,640/yrincome needed

About This Home

Very nice well kept. Has 1 bath that’s needs finished ( it’s roughed in)

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
6/10
Eastlake Middle SchoolGrades 6-80.4 mi
4/10
North High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 34B023F000910

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$300$3,600
Property Taxes $737$8,844
Electricity $246$2,960
Total$4,266$51,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,262/yr
40% on housing$127,980/yr
45% on housing$113,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 44095$131
Lake County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 44095$160
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$590,000
2021-03-24Listing removed--
2019-10-21Listing removed$375,000
2019-07-23Listed for sale$375,000
2016-10-13Listing removed$365,000
2016-09-27Price change$365,000
2016-07-17Price change$375,000
2016-06-07Price change$385,000
2016-02-25Price change$299,900
2015-10-14Listed for sale$425,000
2014-10-08Listing removed$430,000
2014-07-10Listed for sale$430,000

For Sale by Owner

AgentProperty Owner

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