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2775 Shady Lake Dr, Vermilion, OH, 44089

3beds
3baths
2,256sqft
$339,000
$150price/sqft
$2,481/moest. monthly cost
$99,240/yrincome needed

About This Home

Very well-maintained home in a beautiful neighborhood! Built to last, home has built-in wood shelves, that were built by Virgil's in N. Ridgeville, in the family room for all of your stuff, including a pull down area for the computer. There is a formal dining room; a large, separate living room; all rooms are generously sized and ready for your furniture; first floor laundry and 1/2 bath; nice basement for extra room or storage; home also has a spacious back yard which goes down to the water. This all sits on a little over a half-acreage. This home is a one homeowner home since it was built. Call today for your personal showing.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
Vermilion High SchoolGrades 8-123.1 mi
6/10
Sailorway Middle SchoolGrades 4-73.3 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Common Area,Washer Hookup,In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Sump Pump

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Entry Foyer

  • Level: First

Family Room

  • Features: Fireplace
  • Level: First

Features

  • Bookcases,Natural Woodwork
  • Window features: Aluminum Frames
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Raised Hearth,Stone
  • Fireplace: Yes
  • Finished area above ground: 2,256

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Fireplace(s),Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer,Accessible Kitchen Appliances,Accessible Full Bath,Accessible Common Area,Accessible Closets,Accessible Kitchen,Accessible Doors,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 0100005105008

Features

  • Levels: One,Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.59 Acres
  • Features: Back Yard,City Lot,Flat,Front Yard,Landscaped,Level,Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$139$1,668
Property Taxes $387$4,644
Electricity $241$2,903
Total$2,481$29,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,062/yr
40% on housing$74,430/yr
45% on housing$66,160/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 44089$244
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44089$169
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$357,900
2025-11-05Listing removed$355,000
2025-10-22Price change$355,000
2025-08-25Listed for sale$369,000

For Sale by Agent

AgentDiane Griffith
BrokerageNEO Rental Agent, LLC

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