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28537 Us Highway 431 #22, Grant, AL, 35747

2beds
2baths
2,310sqft
$435,000
$188price/sqft
$2,853/moest. monthly cost
$114,120/yrincome needed

About This Home

Luxury lakeside town house in a gated community, “The Harbor”. Located on Honeycomb Creek at Lake Guntersville. Just 17 miles from Hampton Cove and 13 miles from Guntersville. Year round boat ramp access behind the property. Marina next door for boat storage. Stunning lake views from master suite and great room. Features include 2bd/2ba, granite countertops, wet bar, gas log fireplace, ceramic tile, dumb waiter, whirlpool tub, separate shower, 9' and 10' ceilings, covered patio overlooking lake, and plenty of cabinets. All appliances remain including washer and dryer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range,Cooktop,Dishwasher,Microwave,Refrigerator,Dryer,Washer,Disposal,Electric Water Heater

Bathroom1

  • Features: 10’ + Ceiling,Crown Molding,Granite Counters,Tray Ceiling(s)
  • Level: Second
  • Area: 63

Bedroom2

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor
  • Level: Second
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Crown Molding,Wet Bar,Wood Floor
  • Level: Second
  • Area: 114

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Electric
  • Cooling features: Central 2,Electric

Interior Area

  • Total interior livable area: 2,310 sqft

Kitchen

  • Features: 10’ + Ceiling,Crown Molding,Granite Counters,Pantry,Smooth Ceiling,Tile,Wet Bar,Wood Floor
  • Area: 192

Laundry Room

  • Features: 9’ Ceiling,Tile
  • Level: First
  • Area: 50

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Smooth Ceiling,Tray Ceiling(s),Wood Floor
  • Area: 323

Master Bathroom

  • Features: 9’ Ceiling,Crown Molding,Granite Counters,Tile
  • Level: First
  • Area: 132

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Smooth Ceiling,Tray Ceiling(s),Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 285

Property

Details

  • Parcel number: 1003080000001026

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys
  • Waterfront features: Boat Ramp on Prop.
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: Garage-One Car,Garage-Attached,Garage Faces Front,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$288$3,456
Property Taxes $108$1,296
Electricity $258$3,101
Total$2,853$34,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,817/yr
40% on housing$85,590/yr
45% on housing$76,080/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 35747$165
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35747$171
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$435,000
2024-08-26Listing removed$437,000
2024-07-19Price change$437,000
2024-03-22Listed for sale$455,000

For Sale by Agent

AgentTina Zhao
BrokerageUHome Realty LLC

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