




109 Windmill Loop, Cumming, IA, 50061
About This Home
Introducing our one-story Homestead Townhomes in Great Western Crossing, where luxury meets countryside charm. Influenced by traditional farmhouse design, these townhomes boast attractive architectural features that blend seamlessly with the green landscapes of Middlebrook, Iowa’s first Agrihood. Nestled amidst expansive green spaces and agricultural amenities, residents will experience the perfect balance of rural tranquility and urban convenience. Our GEOTHERMAL townhomes harness natural energy, offering year-round comfort with stable temperature control while significantly reducing energy consumption (tax credit will go to the homeowner). Vaulted ceilings in the spacious great rooms create an inviting ambiance, complemented by modern stainless steel appliances, quartz countertops, tile backsplash and a walk-in pantry in the kitchen. The primary bedroom retreat features 11 ft ceilings, a private bath with dual vanity and tile shower, and a spacious walk-in closet. Finished LL with family room, 3rd bedroom, large finished storage closet, and additional bath. Other features: END UNIT/duplex style, a convenient first-level laundry room next to primary suite, front porch, patio space, landscaping/irrigation, two-car garage. Experience the beautifully landscaped grounds and communal gathering spaces. NO CLOSING COSTS W/ PREFERRED LENDER. Ask agent for details.
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Cement Siding
Other
- Builder name: Ground Breaker Homes, LLC
Type & Style
- Home type: Townhouse
- Architectural style: Ranch
- Property subType: Townhouse,Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bedrooms: 2
Features
- Dining Area,Eat-in Kitchen,Cable TV
- Flooring: Carpet,Tile
- Finished area below ground: 793
Heating & Cooling
- Heating features: Geothermal,See Remarks
- Cooling features: Geothermal
Interior Area
- Total structure area: 1,394
- Total interior livable area: 1,394 sqft
Property
Details
- Parcel number: 43092000210
- Zoning: R
Features
- Stories: 1
- Patio & porch: Covered,Open,Patio
- Exterior features: Fire Pit,Sprinkler/Irrigation,Patio
Lot
- Lot size: 3,484 sqft
- Features: Rectangular Lot
- Lot size dimensions: 46 x 73
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $532 | $6,384 |
| Electricity | $121 | $1,452 |
| Total | $3,160 | $37,920 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-20 | Price change | $459,900 |
| 2024-03-22 | Listed for sale | $449,900 |
