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1332 W 38th St, Lorain, OH, 44053

3beds
2baths
1,769sqft
$199,000
$112price/sqft
$1,523/moest. monthly cost
$60,920/yrincome needed

About This Home

Charming Brick Ranch Ready to Steal Your Heart! This home greets you with freshly updated curb appeal and a lovely walkway. Step inside to a spacious foyer that opens into the huge living room, where a cozy corner fireplace takes center stage. Original natural woodwork and hardwood floors run throughout, giving the whole home that timeless, warm character we all love. Just off the living room is a spacious dining room made for entertaining, with easy access to the backyard for summer cookouts and gatherings. The kitchen is only steps away and features beautifully maintained original cabinets. It is practical, pretty, and ready for your favorite recipes. Three roomy bedrooms, all with hardwood floors and big closets, giving everyone their own space, along with a well-maintained full bath. Downstairs you will find a full basement waiting for your personal touches. One half has been finished into a recreation room with another fireplace, drop ceiling, paneled walls, perfect for game days or movie marathons. Convenient location. Great bones. Even greater potential for making memories.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
Lorain High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedroom

  • Level: First
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 360
  • Finished area above ground: 1,409

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 1,769 sqft

Primary Bedroom

  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 0202015112017

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$97$1,164
Property Taxes $227$2,724
Electricity $193$2,320
Total$1,523$18,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,217/yr
40% on housing$45,690/yr
45% on housing$40,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 44053$124
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44053$143
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$199,000
2021-04-30Sold$119,000
2021-03-25Pending sale$112,900
2021-03-23Listed for sale$112,900

For Sale by Agent

AgentMolly Szafran
BrokerageRussell Real Estate Services

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