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1964 Tait St, Lorain, OH, 44053

2beds
1baths
780sqft
$114,900
$147price/sqft
$960/moest. monthly cost
$38,400/yrincome needed

About This Home

Welcome to this charming 2-bedroom 1-bath home that perfectly blends modern amenities with timeless style on a quiet street. Updated kitchen with new range and a hood vent to outside. Updated windows, electrical and plumbing. Newer hot water tank. Detached garage with extra storage space. Full basement. Washer and dryer stay. This residence is move-in ready, offering a perfect blend of comfort, style, and functionality. Schedule your showing today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Lorain High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 780

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Property

Details

  • Parcel number: 0202023107029

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$56$672
Property Taxes $131$1,572
Electricity $193$2,320
Total$960$11,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,914/yr
40% on housing$28,800/yr
45% on housing$25,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 44053$126
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44053$143
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$104,900
2026-07-29Listed for sale$114,900
2021-09-13Sold$23,700
2021-08-24Pending sale$26,300
2021-08-16Price change$26,300
2021-07-22Pending sale$26,500
2021-07-07Listed for sale$26,500
2021-06-04Sold$15,000
2020-09-24Listing removed--
2020-08-31Listed for sale--
2020-04-08Listing removed--
2020-03-18Listed for sale--

For Sale by Agent

AgentQionglian Jacques
BrokerageHomeSmart Real Estate Momentum LLC

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