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1317 W 2nd St, Lorain, OH, 44052

5beds
3baths
2,316sqft
$240,000
$104price/sqft
$1,919/moest. monthly cost
$76,760/yrincome needed

About This Home

This spacious Century home allows you to enjoy the view of Lake Erie across the street while relaxing on the front porch, but without the Lake Front price tag! It's just minutes away from Lakeview Park as well. This great home offers some appealing perks including a separate 2 bdrm, 1 bath living suite w/ a full ktchn and sun porch in the upstairs area with its own private entrance. Theres an addtn'l 1000 sqft 3rd flr attic that could be finished for addtn'l living space of your choice too! The lge main flr living rm has lots of natural light due to the bay window and is open to the eat-in ktchn with ample cabinets and counterspace. The main floor Mastr bdrm is good size with his/her closets (that stretch the length of the wall), and theres two addtn'l multi-use bonus rooms (can be bdrms, TV/Game room, Craft room or office), & the main bathroom has been updated too. Most the bdrm and living rm windows (upstairs and down are newer). Although the bsmt is over a century old, it's in really good condition. It has built in shelving, a workbench, a fruit cellar, hook up for the washer & gas dryer, and even another full bath. Some windows are glass block, the electric service panel has been updated, the H20 tank is newer, as is the AC unit. You will also love having the extra wide parking area for any overflow parking needs and a 2 car garage w/ newer garage doors. The back yard offers just enough space for a garden, or kids and pets to play in. As a FYI:Theres no separate Utilities

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
3/10
Lorain High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,316 sqft

Property

Details

  • Parcel number: 0202026103005

Features

  • Exterior features: Other,Wood
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$184$2,208
Property Taxes $274$3,288
Electricity $248$2,980
Total$1,919$23,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,794/yr
40% on housing$57,570/yr
45% on housing$51,173/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 44052$93
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44052$115
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$240,000
2022-06-15Listing removed--
2022-05-18Listed for sale$185,000
2017-01-27Sold$65,000
2017-01-13Pending sale$74,900
2017-01-04Price change$74,900
2016-11-05Listed for sale$84,900

For Sale by Owner

AgentProperty Owner

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