3050 McKinley St, Lorain, OH, 44052
About This Home
Enjoy living just minutes from Lake Erie! This 4-bedroom, 1-bath home is less than a mile from the lake and within walking distance of nearby parks. The home offers a part finished basement rec room that also functions as a fourth bedroom, an additional workshop/storage room, a large covered back deck, and a 2-car detached garage. With several updates already completed, there's plenty of opportunity to add your own finishing touches while building equity. Recent improvements include: Granite countertops, Recessed lighting, Electrical panel, Wi-Fi garage door opener, Hot water tank (2023), Stainless steel dishwasher (2026)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: First
- Dimensions: 11 x 8
Bedroom
- Level: Second
- Dimensions: 14 x 11
Bedroom
- Level: Basement
- Dimensions: 27 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area above ground: 1,033
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,033
- Total interior livable area: 1,033 sqft
Kitchen
- Level: First
- Dimensions: 11 x 10
Living Room
- Level: First
- Dimensions: 14 x 11
Primary Bedroom
- Level: First
- Dimensions: 15 x 10
Property
Details
- Parcel number: 0300047122010
Features
- Levels: One and One Half
Lot
- Lot size: 4,791 sqft
Parking
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $808 | $9,696 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $182 | $2,184 |
| Electricity | $193 | $2,320 |
| Total | $1,306 | $15,672 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $149,990 |
| 2026-07-27 | Listed for sale | $159,990 |
| 2015-06-15 | Sold | $61,000 |
| 2015-03-20 | Listed for sale | $63,900 |
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