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2583 E 38th St, Lorain, OH, 44055

3beds
2baths
2,208sqft
$175,000
$79price/sqft
$1,467/moest. monthly cost
$58,680/yrincome needed

About This Home

Welcome to the Historical Homewood District of Southern Heights! Perfectly situated near the Day's Dam entrance to the Lorain County Metro Parks and less than a quarter mile from Sheffield Village, this exceptional home offers charm, convenience, and peace of mind. This home is conveniently located with easy access to all major highways making commuting and traveling a breeze. Set on just over a quarter-acre lot, the private fenced backyard features composite decking and plenty of space for gardening, entertaining, or simply enjoying your own outdoor oasis. Inside, you'll find impeccable original hardwood floors, an updated kitchen and bathrooms, and timeless character throughout. Major updates include a newer roof (within the last five years), annually serviced HVAC, newer hot water heater, and a professionally waterproofed and braced basement with exterior perimeter excavation completed. All appliances stay, including the washer, new dryer, and additional basement refrigerator. A rare opportunity to own a beautifully maintained home in one of Lorain County's most desirable historic neighborhoods!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Palm Elementary SchoolGrades PK-50.4 mi
4/10
Longfellow Middle SchoolGrades 6-83.5 mi
3/10
Lorain High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bathroom

  • Features: Window Treatments
  • Level: First
  • Dimensions: ND x ND

Bathroom

  • Level: Lower
  • Dimensions: ND x ND

Bedroom

  • Features: Window Treatments
  • Level: Second
  • Dimensions: 19 x 12

Bedroom

  • Features: Window Treatments
  • Level: First
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Finished area below ground: 1,118
  • Finished area above ground: 1,090

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,208 sqft

Kitchen

  • Features: Window Treatments
  • Level: First
  • Dimensions: 15 x 8

Living Room

  • Features: Window Treatments
  • Level: First
  • Dimensions: 16 x 11

Primary Bedroom

  • Features: Window Treatments
  • Level: First
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: 0300080105051

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced,Privacy
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.29 Acres
  • Features: Private

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$148$1,776
Property Taxes $199$2,388
Electricity $236$2,841
Total$1,467$17,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,297/yr
40% on housing$44,010/yr
45% on housing$39,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 44055$70
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44055$100
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$175,000
2017-06-23Sold$41,000
2017-05-25Pending sale$41,000
2017-04-20Listed for sale$41,000
2017-03-21Sold$42,000
1999-03-30Sold$76,500

For Sale by Agent

AgentSherrie Haas
BrokerageRussell Real Estate Services

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