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2440 E 32nd St, Lorain, OH, 44055

4beds
2baths
1,388sqft
$135,000
$97price/sqft
$1,143/moest. monthly cost
$45,720/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 2-full bath colonial featuring fresh paint, brand-new carpeting, and durable vinyl flooring throughout. The spacious layout offers a bright living area, an updated kitchen, and generously sized bedrooms. Outside, enjoy a 2-car detached garage and a nice yard perfect for relaxing or entertaining. Conveniently located near Oakwood Park, schools, shopping, and local amenities, this move-in-ready home is the perfect blend of comfort and convenience!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Palm Elementary SchoolGrades PK-50.2 mi
4/10
Longfellow Middle SchoolGrades 6-83.2 mi
3/10
Lorain High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,388

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Property

Details

  • Parcel number: 0300081105011

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$114$1,368
Property Taxes $154$1,848
Electricity $193$2,320
Total$1,143$13,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,188/yr
40% on housing$34,290/yr
45% on housing$30,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 44055$70
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44055$100
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$135,000
2026-06-12Price change$140,000
2026-05-18Listed for sale$145,000
2026-03-27Listing removed$145,000
2026-03-21Price change$145,000
2026-03-17Listed for sale$150,000
2026-03-12Contingent$150,000
2026-01-09Listed for sale$150,000
2025-12-16Listing removed$150,000
2025-11-15Listed for sale$150,000
2025-03-28Listing removed$1,525
2025-03-17Price change$1,525
2025-03-02Listed for rent$1,500
2024-12-10Sold$100,000
2024-10-03Listed for sale$120,000
2022-05-05Listing removed--
2022-01-31Listed for sale$92,500

For Sale by Agent

AgentJacqueline A Jakacki
BrokerageRE/MAX Above & Beyond

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