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3151 Camden Ave, Lorain, OH, 44055

2beds
1baths
936sqft
$130,000
$139price/sqft
$1,108/moest. monthly cost
$44,320/yrincome needed

About This Home

Could this be your new home or your next investment opportunity? This 2 bed home offers a great porch for relaxing evenings, is close to highways and shopping, and has Days Dam just minutes away !!!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

2/10
Palm Elementary SchoolGrades PK-50.4 mi
3/10
Southview Middle SchoolGrades 6-81.0 mi
3/10
Lorain High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 0300082115007

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$110$1,320
Property Taxes $148$1,776
Electricity $193$2,320
Total$1,108$13,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,988/yr
40% on housing$33,240/yr
45% on housing$29,546/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 44055$70
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44055$100
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$130,000
2021-01-08Sold$20,000
2019-01-07Sold$20,000
2003-08-29Sold$35,000

For Sale by Agent

AgentHelen M Soeder
BrokerageLoFaso Real Estate Services

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