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8886 152nd Ln NW, Ramsey, MN, 55303

3beds
2baths
1,942sqft
$429,900
$221price/sqft
$2,943/moest. monthly cost
$117,720/yrincome needed

About This Home

Enjoy effortless one-level living in this beautifully maintained home, where the association handles lawn care, snow removal, garbage, and professional management—freeing up your time for what matters most. This like-new residence offers three spacious bedrooms and two bathrooms, including a standout owner’s suite with a private 3/4 bath and an expansive walk-in closet. Lightly lived in and meticulously cared for, the home is available only due to a relocation following a recent wedding. Designed for both comfort and style, the open-concept layout features vaulted ceilings and a stunning gourmet kitchen complete with stainless steel appliances, granite countertops, a center island, and a walk-in pantry with built-in lighting. The informal dining area flows seamlessly into a generous great room anchored by a beautiful stone gas fireplace—perfect for everyday living and entertaining. Unwind year-round in the sunroom overlooking a private backyard with tranquil pond views, or step outside to the spacious patio, ideal for gatherings. A welcoming concrete front porch enhances the home’s curb appeal. Additional highlights include a thoughtfully designed mudroom/laundry combination for everyday convenience. Since purchase, the seller has added several quality upgrades. See supplements.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-53.9 mi
7/10
Anoka Senior High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Chandelier,Dishwasher,Disposal,Dryer,Gas Water Heater,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,942

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,942 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Patio

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Porch

  • Level: Main
  • Area: 120
  • Dimensions: 20x6

Sun Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 193225410052
  • Zoning description: Residential-Single Family
  • Foundation area: 1942

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 8,407 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 53 x 150 x 59 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric,Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$264$3,168
Property Taxes $336$4,032
Electricity $170$2,050
Total$2,943$35,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,902/yr
40% on housing$88,290/yr
45% on housing$78,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$449,900
2024-08-05Sold$541,900
2024-06-26Sold$390,000
2023-05-24Sold$420,000
2023-04-13Pending sale$429,900
2023-01-10Listed for sale$429,900
2022-12-29Sold$439,900
2022-10-03Sold$414,900
2021-12-02Sold$505,000
2020-10-01Sold$539,900
2014-05-12Sold$239,272

For Sale by Agent

AgentLisa Ash, CRS, CDPE, SRES
BrokerageKeller Williams Integrity NW

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