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3781 Lowell Ave, Lorain, OH, 44055

3beds
1baths
1,622sqft
$119,900
$74price/sqft
$1,036/moest. monthly cost
$41,440/yrincome needed

About This Home

Property has been Fully restored, This was a HUD home and seller had to lift up floor and reinstalled and put all new sub floors in. Bran new furnace, hot water tank, roof and doors. This is more of a handyman special. The new flooring, toilet, are there but the house will need a new kitchen, carpet, There are no restrictions and it is on a dead end street with no sign. Last house on the left. Very private and secluded area. Add a garage or out building. Seller will make no repairs.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Durling Middle SchoolGrades 5-80.9 mi
4/10
Clearview High SchoolGrades 9-120.9 mi
5/10

Construction

Condition

  • Property condition: Fixer,Under Construction
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Asphalt,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Gas Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Double Pane Windows
  • Fireplace features: None
  • Finished area above ground: 1,622

Heating & Cooling

  • Heating features: Forced Air,Gas,None
  • Cooling features: None

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,622 sqft

Property

Details

  • Parcel number: 0300102109024
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: City Lights,Park/Greenbelt

Lot

  • Lot size: 4,356 sqft
  • Features: Flat,Level

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$101$1,212
Property Taxes $136$1,632
Electricity $193$2,320
Total$1,036$12,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,520/yr
40% on housing$31,080/yr
45% on housing$27,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 44055$71
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44055$100
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-05Sold$38,000
2025-10-15Pending sale$39,000
2025-10-09Price change$39,000
2025-10-03Listed for sale$49,000
2025-10-02Pending sale$49,000
2025-09-15Price change$49,000
2025-08-23Listed for sale$55,000
2025-07-15Sold$14,000
2010-07-25Listing removed$18,000
2010-05-01Price change$18,000
2010-04-02Price change$20,000
2010-03-29Listed for sale--
2007-02-02Sold$16,650

Unknown Listed By

AgentJanet L Sprecher
BrokerageRE/MAX Transitions

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