See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5459 Ridgewood St, Lorain, OH, 44055

2beds
1baths
1,466sqft
$141,000
$96price/sqft
$1,184/moest. monthly cost
$47,360/yrincome needed

About This Home

Welcome home to this 2 bedroom PLUS office/den space that could be an additional bedroom that is ready for its forever homeowner... This home is located in the Clearview School District and on the other side of the backyard is Vincent Elementary School! The home offers a nice front porch to welcome your guests. The first floor offers the large living room with a beautiful hickory wood floor boarder, a formal dining room, kitchen, owner's bedroom and the full bathroom! Upstairs you'll find a large sitting area that would be a perfect office space or could be sectioned off for a 3rd bedroom since it has its own closet, and the spacious 2nd bedroom. Full partially finished basement. Off the kitchen is an enclosed patio with sliders leading you out to the partially fenced in backyard and 1 ½ car detached garage. Located near schools, parks, major highways, shopping and restaurants. Call today.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10
Durling Middle SchoolGrades 5-82.6 mi
4/10
Clearview High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First
  • Dimensions: 9 x 7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10 x 9

Features

  • Finished area above ground: 1,466

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,466
  • Total interior livable area: 1,466 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 9

Laundry

  • Level: Basement
  • Dimensions: ND x ND

Living Room

  • Level: First
  • Dimensions: 18 x 12

Primary Bedroom

  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 0300109131013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed,Patio,Porch

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 47 x 102

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $712$8,544
Home Insurance *$119$1,428
Property Taxes $160$1,920
Electricity $193$2,320
Total$1,184$14,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,594/yr
40% on housing$35,520/yr
45% on housing$31,573/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 44055$70
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44055$100
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Contingent$141,000
2026-06-30Listed for sale$141,000
2021-03-24Listing removed--
2018-07-25Listing removed$775
2018-06-24Listed for rent$775
2002-10-28Sold$66,000
1997-07-18Sold$61,000

For Sale by Agent

AgentMichelle V Ramirez
BrokerageHoward Hanna

Similar Homes