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1318 Mountain Top Loop, Canyon Lake, TX, 78133

4beds
3baths
2,380sqft
$675,000
$284price/sqft
$4,607/moest. monthly cost
$184,280/yrincome needed

About This Home

Welcome to lake life. Modern Canyon Lake Home with Stunning Views. This modern 2,380 sq ft home offers a bright, open floor plan designed for comfort, style, and unforgettable sunsets. A striking picture window fills the living space with natural light, or you can step outside onto the large deck to take in the views. 4 Bedrooms 3 baths Primary suite downstairs featuring a spa like bathroom with a relaxing soaking tub One additional bedroom downstairs. Two bedrooms upstairs, game room with access to a private patio overlooking Canyon Lake. The kitchen & living are open-concept layout. Large kitchen island perfect for cooking, gathering, and entertaining. Outdoor living deck for sunset watching and enjoying the natural surroundings Upstairs patio with elevated lake views. This home blends modern design with the peaceful charm of Canyon Lake living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
7/10
Mt Valley Middle SchoolGrades 6-87.6 mi
6/10
Canyon Lake High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco,Siding,1 Side Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Main Level,Lower Level,Washer Hookup

Bedroom2

  • Area: 143

Bedroom3

  • Area: 132

Bedroom4

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 110

Features

  • Two Living Area,Liv/Din Combo,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Loft,Utility Room Inside,Secondary Bedroom Down,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops,Custom Cabinets
  • Flooring: Ceramic Tile,Vinyl
  • Fireplace features: Not Applicable
  • Attic: Partially Floored

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,380 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 374

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 105

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 238

Property

Details

  • Parcel number: 130380490001

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community

Lot

  • Lot size: 9,191 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$348$4,176
Property Taxes $585$7,020
Electricity $261$3,136
Total$4,607$55,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,954/yr
40% on housing$138,210/yr
45% on housing$122,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 78133$198
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78133$231
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$625,000
2026-04-03Listed for sale$675,000
2025-06-06Sold--
2025-04-02Pending sale$649,000
2025-03-31Contingent$649,000
2025-03-18Listed for sale$649,000
2025-03-17Listing removed$674,000
2025-02-06Price change$674,000
2024-12-27Price change$674,400
2024-11-22Price change$674,500
2024-10-20Price change$675,000
2024-08-30Listed for sale$677,500
2024-08-16Listing removed$699,500
2024-05-09Listed for sale$699,500
2024-04-09Listing removed--
2024-03-25Listed for sale$649,500

For Sale by Agent

AgentLisa Polasek, RE/MAX Genesis
BrokerageRE/MAX Genesis

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