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32696 Surrey Ln, Avon Lake, OH, 44012

3beds
3baths
2,604sqft
$379,900
$146price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Classic colonial charm meets comfort, space, and location! Situated on a spacious corner lot just minutes from beautiful Lake Erie, this home offers everything today’s buyers are looking for. Features Include welcoming entrance with timeless curb appeal, attached two-car garage, 3 spacious bedrooms, large primary suite with private bathroom, eat-in kitchen with abundant, countertops and cabinet space, adjacent dining area perfect for gatherings, relaxing family room featuring a raised brick fireplace, massive enclosed sunroom overlooking the expansive backyard, bright living room with bay window and beautiful neighborhood views, full basement offering endless possibilities for storage, recreation, or additional living space. Perfectly located near Lake Erie, shopping, schools, parks, churches, restaurants, and so much more — this home combines comfort, convenience, and location all in one package. ?? Don’t miss your opportunity to own this beautiful Avon Lake colonial!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
Redwood Elementary SchoolGrades PK-40.7 mi
6/10
Learwood Middle SchoolGrades 7-81.4 mi
9/10
Avon Lake High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Asphalt,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: First

Eat In Kitchen

  • Level: First

Entry Foyer

  • Level: First

Family Room

  • Features: Fireplace
  • Level: First

Features

  • Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Pantry
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 780
  • Finished area above ground: 1,824

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,604
  • Total interior livable area: 2,604 sqft

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Sunroom

  • Level: First

Property

Details

  • Parcel number: 0400018180018
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Entrance,Private Yard,Storage
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.51 Acres
  • Features: Back Yard,Corner Lot,City Lot,Flat,Front Yard,Level,Few Trees,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$114$1,368
Property Taxes $433$5,196
Electricity $279$3,351
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 44012$261
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44012$222
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$379,900

For Sale by Agent

AgentAndrea Neal
BrokerageRussell Real Estate Services

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