See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1026 Dugan Cir SE, Palm Bay, FL, 32909

5beds
3baths
2,626sqft
$399,900
$152price/sqft
$2,821/moest. monthly cost
$112,840/yrincome needed

About This Home

Why wait to build? This 2024 D.R. Horton Hayden model still has that new house feeling! Nestled in Cypress Bay West with a gorgeous long pond view, this home offers modern finishes, resort-style amenities, and low HOA fees--everything you love about new construction without the wait and extra expense of finishing touches and upgraded fixtures in all bedrooms and flex room! Featuring 5 bedrooms and spacious living ideal for large families or generational living. Move right in and start enjoying the lifestyle you've been waiting for. Splash pad, lazy river, pool and amenities center nearing completion! The future value of this area is hard to ignore!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Sunrise Elementary SchoolGrades PK-60.9 mi
3/10
Southwest Middle SchoolGrades 7-86.2 mi
3/10
Bayside High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,Jack and Jill Bath,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,626 sqft

Property

Details

  • Parcel number: 3037045000000.00217.00
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Storm Shutters
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6,534 sqft
  • Features: Cleared,Other

Parking

  • Parking features: Attached,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave
Drought
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$309$3,708
Property Taxes $226$2,712
Electricity $264$3,171
Total$2,821$33,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,720/yr
40% on housing$84,630/yr
45% on housing$75,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$399,900
2026-05-20Price change$409,000
2024-06-23Pending sale$419,675
2024-06-21Sold$404,675
2024-04-08Contingent$419,675
2024-03-26Listed for sale$419,675

For Sale by Agent

AgentJennifer Martin
BrokerageEXP Realty, LLC

Similar Homes