See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3908 Circollo Dr, Covington, KY, 41017

3beds
3baths
2,600sqft
$569,900
$219price/sqft
$3,826/moest. monthly cost
$153,040/yrincome needed

About This Home

Absolutely stunning and almost new, this 3 to 4 bedroom home in highly sought after, Tuscany, offers exceptional value. Don't wait to build; It is priced well below today's reproduction costs! The ever-desirable Charles floor plan delivers the convenience of a FIRST FLOOR PRIMARY SUITE along with bright, open living spaces perfect for both everyday comfort & entertaining. In addition, a FULL WALKOUT BASEMENT expands your possibilities, already roughed in for a full bath & wet bar. This home offers over $170,000 in upgrades! Some of those include: Gorgeous kitchen with gas stove, large center island, quartz counters, farmhouse sink, 42'' cabinets, herringbone backsplash, undercounter lighting, & large pantry. The laundry room is on the first floor & offers access to both the main living area & the primary's walk in closet. The first floor also offers a spacious office with wainscoting & a beautiful, covered deck to enjoy the outdoors. Upstairs you will find 2 large bedrooms with walk-in closets, a full bath & a large loft area that could easily be converted to a fourth bedroom. The home sits on a premier, flat lot & the sellers have added many trees for future privacy. Also note the stone wrapped around the entire home. It all makes for one beautiful home! Tuscany is highly sought after for its convenient location near DT, the airport, shopping and dining, while also offering fantastic amenities like a clubhouse, fitness center and beautiful pool. An additional pool and pickleball courts are almost complete.

Getting Around

17
WalkingCar-Dependent
8
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

9/10
8/10
Woodland Middle SchoolGrades 6-81.1 mi
6/10
Scott High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2024

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Gas Oven,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedroom3

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Walk-Out Access,Luxury Vinyl Flooring
  • Level: First
  • Area: 204
  • Dimensions: 12 x 17

Entry

  • Features: Walk-Out Access,Closet(s),Luxury Vinyl Flooring
  • Level: First
  • Area: 60
  • Dimensions: 12 x 5

Family Room

  • Features: Fireplace(s),Recessed Lighting,Luxury Vinyl Flooring
  • Level: First
  • Area: 374
  • Dimensions: 22 x 17

Features

  • Kitchen Island,Walk-In Closet(s),Tray Ceiling(s),Storage,High Speed Internet,Entrance Foyer,Eat-in Kitchen,Double Vanity,Chandelier,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Wired for Data,Wet Bar
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Features: Walk-Out Access,Kitchen Island,Eat-in Kitchen,Pantry,Wood Cabinets,Recessed Lighting,Luxury Vinyl Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Laundry

  • Features: Utility Sink,Luxury Vinyl Flooring
  • Level: First
  • Area: 42
  • Dimensions: 6 x 7

Loft

  • Features: Luxury Vinyl Flooring
  • Level: Second
  • Area: 204
  • Dimensions: 17 x 12

Office

  • Features: French Doors,Recessed Lighting,Luxury Vinyl Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity,Shower
  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Primary Bedroom

  • Features: Walk-In Closet(s),Bath Adjoins,Luxury Vinyl Flooring
  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 0440002282.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 72 x 125

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front,On Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$254$3,048
Property Taxes $486$5,832
Electricity $205$2,463
Total$3,826$45,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,177/yr
40% on housing$114,780/yr
45% on housing$102,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 41017$218
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41017$211
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$589,900
2025-12-29Listing removed$589,900
2025-12-03Listed for sale$589,900
2024-06-03Sold$568,595
2024-03-26Pending sale$575,040
2024-02-23Sold$83,410

For Sale by Agent

AgentLori Taylor
BrokerageColdwell Banker Realty FM

Similar Homes