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4500 NW 49th Ct, Riverside, MO, 64150

5beds
3baths
2,912sqft
$685,000
$235price/sqft
$4,505/moest. monthly cost
$180,200/yrincome needed

About This Home

This home strikes the right balance between thoughtful design and everyday comfort — equally suited for quiet evenings in or a full house of guests. A functional floor plan with beautiful finishes makes it an easy place to call home. With three bedrooms on the main floor and a generous walkout basement with two additional bedrooms, there's space for everyone. Thoughtful touches like extra outlets and a mudroom make the day-to-day just a little smoother. Tucked at the end of a cul-de-sac and backing to green space, you'll enjoy privacy that's hard to find. And with lawn care and snow removal handled by the community, all that's left is enjoying it. HOA fee is $195/mo and $795 annually.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
Walden Middle SchoolGrades 6-80.8 mi
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone Trim

Other

  • Builder model: Cardinale
  • Builder name: Inspired Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Humidifier,Microwave,Built-In Oven,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Features: All Carpet
  • Level: Basement

Bedroom4

  • Features: All Carpet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,119
  • Finished area above ground: 1,793

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,912
  • Total interior livable area: 2,912 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 199032300009038000

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$227$2,724
Property Taxes $593$7,116
Electricity $222$2,668
Total$4,505$54,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,457/yr
40% on housing$135,150/yr
45% on housing$120,133/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 64150$227
Platte County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 64150$236
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$685,000
2026-07-31Listed for sale$685,000
2022-12-29Sold--
2022-08-22Pending sale$595,000

For Sale by Agent

AgentJarred Donalson
BrokerageKeller Williams KC North

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