See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

126 Pepperdine Dr, Elyria, OH, 44035

4beds
4baths
4,533sqft
$385,000
$85price/sqft
$3,100/moest. monthly cost
$124,000/yrincome needed

About This Home

Beautiful Colonial in a Highly Sought-After Neighborhood! Welcome home to this beautifully maintained 4-bedroom, 2 full bath, 2 half bath colonial offering generous living space, thoughtful updates, and an exceptional layout for everyday living and entertaining. Relax on the inviting front porch or enjoy the convenience of the attached 2-car garage and professionally landscaped yard. Inside, you'll find a spacious eat-in kitchen featuring a large center island, perfect for gathering with family and friends. Just off the kitchen is a convenient wet bar, ideal for entertaining. The formal dining room features sliding glass doors that lead to the backyard patio, while the oversized living room offers custom built-ins and a cozy wood-burning fireplace. A massive great room with additional sliding doors provides even more space for entertaining or relaxing. A bright front sitting room offers the perfect spot for reading, a home office, or additional living space. The first-floor laundry room includes abundant cabinetry for extra storage and convenience. Upstairs, the spacious primary suite features ample closet space, a walk-in closet, and a private en-suite bathroom. Three additional generously sized bedrooms provide plenty of closet space, including a second bedroom with its own walk-in closet. Two full bathrooms complete the upper level, while a convenient half bath is located on the main floor and another in the partially finished basement. The lower level offers additional living space, perfect for a recreation room, media room, or home gym. Step outside to enjoy the backyard featuring a pergola, storage shed, and playground set—ideal for outdoor entertaining and family fun. Conveniently located near shopping, schools, major highways, and just minutes from Lorain County Community College. Recent Updates Include: Roof (2025) Gutters (2025) Siding (2023) Garage Door Opener (2022) A 1-year home warranty is included, providing added peace of mind for the new owner.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Northwood Middle SchoolGrades 5-81.8 mi
3/10
Elyria High SchoolGrades 9-124.0 mi
5/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Refrigerator,Washer
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,344
  • Finished area above ground: 3,189

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,533
  • Total interior livable area: 4,533 sqft

Property

Details

  • Parcel number: 0622007000209

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$229$2,748
Property Taxes $439$5,268
Electricity $486$5,833
Total$3,100$37,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,285/yr
40% on housing$93,000/yr
45% on housing$82,666/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$99
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$385,000
2026-07-28Listed for sale$385,000
1996-08-07Sold$200,000

For Sale by Agent

AgentBob Chessman
BrokerageMcDowell Homes Real Estate Services

Similar Homes