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41589 Northwood St, Elyria, OH, 44035

3beds
1baths
1,194sqft
$134,900
$113price/sqft
$1,109/moest. monthly cost
$44,360/yrincome needed

About This Home

Welcome to 41589 Northwood St in Elyria, a 3-bedroom, 1-bath Cape Cod style home full of character and opportunity. This home is perfect for buyers looking to add their own personal touch, as it needs some cosmetic TLC while offering solid features and long-term value. Step outside and you’ll find a beautifully maintained yard, ideal for gardening enthusiasts. The property boasts a variety of colorful flowers and fruit-bearing plants, creating a peaceful outdoor retreat and a rewarding space for anyone who loves to garden or spend time outdoors. Inside, the home offers a practical layout with three bedrooms and classic Cape Cod charm. A new furnace provides peace of mind and improved efficiency, making this home a smart investment for the future. Whether you’re a first-time buyer, investor, or someone looking to create their dream home, this property offers a great combination of location, lifestyle, and potential. Don’t miss the chance to make this Elyria gem your own!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
5/10
Westwood Middle SchoolGrades 5-81.7 mi
3/10
Elyria High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,194

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,194
  • Total interior livable area: 1,194 sqft

Property

Details

  • Parcel number: 0622018117001
  • Lease amount: 0

Features

  • Levels: One and One Half

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 30 x 112

Parking

  • Parking features: Driveway,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$80$960
Property Taxes $154$1,848
Electricity $193$2,320
Total$1,109$13,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,022/yr
40% on housing$33,270/yr
45% on housing$29,573/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$99
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$134,900
2026-04-20Listed for sale$159,900
2015-05-05Listing removed$49,900
2015-04-10Price change$49,900
2015-02-05Price change$55,500
2014-12-06Price change$58,400
2014-07-31Listed for sale$59,000
2012-09-01Listing removed$56,800
2012-06-05Price change$56,800
2011-11-08Listed for sale$60,000
2006-06-23Sold$76,500

For Sale by Agent

AgentJey Rivera
BrokerageHoward Hanna

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