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146 Harrison St, Elyria, OH, 44035

5beds
3baths
2,826sqft
$393,100
$139price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Charming historical home perfect for Summer Gatherings! Walk through the front door of this historical gem, where modern comforts meet vintage character. This spacious home is perfect for entertainment and has enough room for everyone to enjoy. Not only does this one-of-a-kind home offer 5 bedrooms and 3 bathrooms, it also has a 5-CAR GARAGE that you won't want to miss! The third floor includes two bedrooms, a private updated bathroom, and a mini kitchen with a sink and fridge perfect for guests or your own private oasis! Enjoy outdoor entertaining with an impressive outdoor kitchen and patio (2020). This house has been thoughtfully updated from top to bottom with a newer roof (2020), tankless hot water tank (2023), and much more. This property is currently operating as a highly successful Airbnb, generating strong cash flow, making it an excellent turnkey investment opportunity or a beautiful primary residence with built-in income potential. The photos will give you an idea of what you'll be walking into, but you truly need to see this one for yourself! Nothing left to do but schedule a showing and move right in!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Ely Elementary SchoolGrades K-40.5 mi
5/10
Northwood Middle SchoolGrades 5-81.8 mi
3/10
Elyria High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Wet Bar,Entrance Foyer,Natural Woodwork
  • Number of fireplaces: 3
  • Fireplace features: Bedroom,Decorative,Dining Room,Other
  • Fireplace: Yes
  • Finished area above ground: 2,826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,826
  • Total interior livable area: 2,826 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0625141000004

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered
  • Exterior features: Outdoor Kitchen,Playground,Private Yard
  • Fencing: Back Yard,Full,Privacy

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,987$23,844
Home Insurance *$234$2,808
Property Taxes $448$5,376
Electricity $303$3,637
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$98
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$365,000
2026-08-10Price change$375,000
2026-05-28Price change$393,100
2026-04-21Listed for sale$412,000
2025-01-28Sold$319,900
2024-12-31Pending sale$319,900
2024-12-23Price change$319,900
2024-11-26Listed for sale$339,000
2016-06-07Sold$120,000
2016-04-25Pending sale$135,000
2016-03-04Listed for sale$135,000
2000-01-31Sold$115,000

For Sale by Agent

AgentMolly Szafran
BrokerageRussell Real Estate Services

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