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126 Columbus St, Elyria, OH, 44035

5beds
4baths
4,156sqft
$455,000
$109price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

Timeless character and exceptional updates come together in this stunning 5-bedroom, 3.5-bath Colonial nestled in a highly sought-after neighborhood. Designed for both everyday living and effortless entertaining, the heart of the home is the incredible chef-inspired kitchen featuring an expansive 11-foot granite island, custom range hood, built-in refrigerator, cooktop, double ovens, and premium cabinetry. A thoughtfully designed wet bar with adjoining pantry adds even more function and style. Step outside to enjoy the beautifully landscaped backyard and stamped concrete patio, perfect for outdoor gatherings. The main level also offers a spacious dining room, inviting living room, private study, convenient half bath, and an impressive family room highlighted by a striking see-through fireplace. Upstairs, the second floor features a luxurious primary suite complete with a gas fireplace and spa-like marble bath with custom shower, along with two additional generously sized bedrooms and a large laundry room for added convenience. The third floor provides two more oversized bedrooms, abundant storage space, and a full bath, offering flexibility for guests, office space, or hobbies. The walk-out lower level includes a finished recreation area with newer carpet and lighting, while the unfinished section provides excellent storage and workshop potential. Completing the property is a rare two-story detached garage with loft-style space above.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Ely Elementary SchoolGrades K-40.5 mi
5/10
Northwood Middle SchoolGrades 5-81.7 mi
3/10
Elyria High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Shingle
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 640
  • Finished area above ground: 3,516

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Fireplace(s),Gas,Hot Water,Radiator(s),Steam
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 4,156
  • Total interior livable area: 4,156 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0625151000002

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Patio

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 82 x 205

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$271$3,252
Property Taxes $519$6,228
Electricity $445$5,348
Total$3,535$42,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$99
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$430,000
2026-07-12Price change$455,000
2026-06-28Price change$465,000
2026-05-20Listed for sale$475,000
2020-03-02Sold$296,900
2020-01-29Pending sale$298,900
2019-12-03Price change$298,900
2019-11-14Price change$309,900
2019-10-25Listed for sale$325,000

For Sale by Agent

AgentSarah Hendershot
BrokerageRedfin Real Estate Corporation

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