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444 9th St, Elyria, OH, 44035

3beds
1baths
2,430sqft
$128,000
$53price/sqft
$1,129/moest. monthly cost
$45,160/yrincome needed

About This Home

This 3 bedroom, 1 Bath Elyria Cape Cod has a past reminiscent of love and family gatherings and is ready to begin a new chapter with future days full of potential. This 2430 sq ft property is perfect for the buyer who is ready to put some work and TLC in to restore it to it the lovely family home that it once was. 2 of the 3 bedrooms are on the main floor and the 3rd bedroom is upstairs adjacent to and separated from a comfortable sitting/reading area. With a straightforward and practical layout, the formal dining room is open to the spacious living room where there is plenty of room for hosting and entertaining. The sprawling basement is partially finished, houses a new furace (2026) and offers multiple spaces for storage, home office, media/rec room or whatever way you'd like to implement your creative ideas! Outside you'll find a one car garage with adjoining 1 space carport as well as a nice sized fenced in back yard. This home is being sold AS-IS and the seller is motivated and open to discussions. This home has so much to offer so bring your visions for restoration and enhancements when you tour and you'll soon see the ways it fits what you're looking for!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
5/10
Westwood Middle SchoolGrades 5-83.0 mi
3/10
Elyria High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 980
  • Finished area above ground: 1,450

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 2,430 sqft

Property

Details

  • Parcel number: 0626017000016
  • Lease amount: 0

Features

  • Levels: One and One Half
  • Exterior features: Other

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 40 x 137

Parking

  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $647$7,764
Home Insurance *$76$912
Property Taxes $146$1,752
Electricity $260$3,127
Total$1,129$13,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,708/yr
40% on housing$33,870/yr
45% on housing$30,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$99
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$128,000
2026-07-09Listed for sale$140,000
1987-05-15Sold$40,400

For Sale by Agent

AgentApril Brooks
BrokerageHoward Hanna

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