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321 8th St, Elyria, OH, 44035

4beds
2baths
2,286sqft
$130,000
$57price/sqft
$1,127/moest. monthly cost
$45,080/yrincome needed

About This Home

Spacious 3/4 bedroom VICTORIAN Colonial w/possible 1st floor MASTER siute w/bath!!!!! Large kitchen * Great OPEN floor plan * 2 FULL Baths * 1st floor Laundry * Enclosed porch on the back * UPDATED but some TLC needed as well * Partially fenced yard *GREAT home on quiet street!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
5/10
3/10
Elyria High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Roof: Slate
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters,Primary Downstairs,Storage
  • Window features: Window Treatments
  • Finished area below ground: 718
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 2,286 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 0626026000030

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Fencing: Partial

Lot

  • Lot size: 2,613 sqft
  • Features: Back Yard,Flat,Level

Parking

  • Parking features: Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$77$924
Property Taxes $148$1,776
Electricity $245$2,942
Total$1,127$13,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,640/yr
40% on housing$33,810/yr
45% on housing$30,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$99
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$130,000
2012-05-17Listing removed$950
2012-04-03Listed for rent$950
2010-09-15Sold$12,651
2010-04-14Listing removed$14,000
2010-04-08Listed for sale$14,000
2009-12-04Sold$52,000
2004-12-20Sold$92,600

For Sale by Agent

AgentLennie J Reis
BrokerageHoward Hanna

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