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343 4th St, Elyria, OH, 44035

3beds
2baths
2,244sqft
$129,900
$58price/sqft
$1,121/moest. monthly cost
$44,840/yrincome needed

About This Home

Three Bedroom, colonial home that has been renovated and freshly painted throughout this beautiful home. Two bathrooms, one on the main level and another large bathroom on the 2nd floor. There is a decorative fireplace in the large living room, a first-floor bedroom and two nice size bedrooms on the second floor. The laundry room is located in the basement. Central Air condition has been installed. Appliances will stay. This home is located in the historical district of beautiful downtown area of Elyria and the windows have been re-paned with new glass. This home is in move in condition and is in walking distance to downtown.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

2/10
5/10
3/10
Elyria High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Stone,Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: Decorative
  • Finished area below ground: 828
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,244
  • Total interior livable area: 2,244 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 0626049000008
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 34 x 82

Parking

  • Parking features: Driveway,Paved,Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$77$924
Property Taxes $148$1,776
Electricity $240$2,888
Total$1,121$13,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,434/yr
40% on housing$33,630/yr
45% on housing$29,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$99
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$159,900
2026-04-20Listed for sale$149,900
2025-11-05Listing removed$1,300
2025-10-25Listed for rent$1,300
2024-12-11Listing removed$1,300
2024-11-19Listed for rent$1,500
2024-08-01Sold$51,000
2024-07-16Pending sale$60,000
2024-06-24Contingent$60,000
2024-06-10Listed for sale$60,000
1992-01-08Sold$41,750

For Sale by Agent

AgentRobin Rodgers
BrokerageHoward Hanna

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