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4942 Lear Nagle Rd, North Ridgeville, OH, 44039

5beds
2baths
2,696sqft
$325,000
$121price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Welcome home to this large ranch home in North Ridgeville. The house is situated on a beautiful 1.8 acres with a massive backyard, trees and a shed/workshop with electric. There is a new U shaped driveway that will fit many vehicles and the roof is newer. Inside you will find a sprawling home with 5 bedrooms. The home has charming hardwood floors. The kitchen has gorgeous new cabinets and granite countertops. There is a butler back kitchen pantry connected to the kitchen to add ease with everyday cooking. The cozy family room is tiled with a fireplace. This home has it all and is conveniently located minutes away from parks and shops. It truly is a must see!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Eat In Kitchen

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,696

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,696 sqft

Living Room

  • Level: First

Mud Room

  • Level: First

Other

  • Level: First

Pantry

  • Level: First

Primary Bathroom

  • Level: First

Property

Details

  • Parcel number: 0700007101014

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage

Lot

  • Lot size: 1.82 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$100$1,200
Property Taxes $371$4,452
Electricity $289$3,469
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 44039$179
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44039$187
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$339,950
2026-04-08Listed for sale$350,000
2026-01-05Listing removed$375,000
2025-10-23Price change$375,000
2025-09-26Listed for sale$389,000
2025-09-11Listing removed$389,000
2025-08-15Listed for sale$389,000
2022-11-01Sold$110,000
2022-09-28Pending sale$130,000
2022-09-22Listed for sale$130,000
1996-10-18Sold$79,900

For Sale by Agent

AgentRobert J Quinn
BrokerageKeller Williams Elevate

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