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38515 Sugar Ridge Rd, North Ridgeville, OH, 44039

3beds
3baths
2,186sqft
$305,000
$140price/sqft
$2,218/moest. monthly cost
$88,720/yrincome needed

About This Home

Welcome to 38515 Sugar Ridge Rd. in North Ridgeville! Enjoy the best of both worlds—peaceful country living while being just minutes from shopping, restaurants, schools, and major highways. This spacious Cape Cod offers three generously sized bedrooms and 2 ½ baths with plenty of room for entertaining and everyday living. The inviting floor plan features a formal living room, formal dining room, eat-in kitchen, family room with gas fireplace, and a beautiful all-season room overlooking the expansive backyard. Step outside from the all-season room onto the large deck, perfect for relaxing or hosting gatherings while enjoying the privacy of the nearly one-acre lot. The finished basement adds even more living space with a bar area and convenient walkout access. The incredible backyard stretches over 400 feet deep and includes a storage shed for all your outdoor equipment and toys. The driveway features a turnaround area for easy entry and exit. Recent updates include new windows, a new roof in 2026, a newly refinished deck in 2025, and recently replaced front siding. This unique property offers space, privacy, and convenience in a desirable North Ridgeville location. Schedule your private showing today—this one won’t last long!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
--

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 18 x 11

Bedroom

  • Level: Second
  • Dimensions: 18 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 10 x 6

Dining Room

  • Level: First
  • Dimensions: 14 x 11

Eat In Kitchen

  • Level: First
  • Dimensions: 18 x 13

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area above ground: 2,186

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,186
  • Total interior livable area: 2,186 sqft

Living Room

  • Level: First
  • Dimensions: 19 x 13

Primary Bedroom

  • Level: Second
  • Dimensions: 21 x 15

Sunroom

  • Level: First
  • Dimensions: 21 x 12

Property

Details

  • Parcel number: 0700047000048
  • Lease amount: 0

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.96 Acres
  • Lot size dimensions: 95 x 408

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$94$1,128
Property Taxes $348$4,176
Electricity $234$2,813
Total$2,218$26,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,045/yr
40% on housing$66,540/yr
45% on housing$59,146/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 44039$178
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44039$187
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$305,000
2026-07-31Listed for sale$305,000

For Sale by Agent

AgentTammy J Koleski
BrokerageHoward Hanna

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