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679 S Lake St, South Amherst, OH, 44001

4beds
3baths
2,568sqft
$524,900
$204price/sqft
$3,739/moest. monthly cost
$149,560/yrincome needed

About This Home

Welcome to this charming and spacious colonial home set on 3.71 picturesque acres, offering the perfect blend of comfort, privacy, and functionality. With 4 bedrooms and 2.5 bathrooms—including two primary suites—this home is ideal for flexible living arrangements. The main-floor primary suite, added in 2015, provides convenience and privacy with a generous walk-in closet featuring an in-suite washer and dryer, a linen closet, and a full en suite bathroom. Upstairs, you’ll find a second primary bedroom along with two additional well-sized bedrooms, all with comfortable carpeting. The heart of the home features beautiful hardwood floors throughout the main living areas and a tiled kitchen equipped with stainless steel appliances and granite countertops. A partially finished basement adds extra living or recreation space and includes additional washer/dryer hookups and laundry chute. Outside, enjoy the peaceful setting with beautifully landscaped gardens, a wooded forest backdrop, and mature trees lining the property for added privacy. The property also includes a barn and a shed, perfect for storage, hobbies, or small-scale farming. Additional highlights include a 2-car attached garage, gas furnace, central air conditioning, and the roof replaced in 2022. Enjoy the charm of country living in a small-town setting while still being conveniently close to shopping, dining, and easy highway access. This property offers the perfect balance of space, versatility, and peaceful surroundings—ready to welcome you home.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
7/10
8/10
Firelands High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,568 sqft

Property

Details

  • Parcel number: 0900003101072

Features

  • Exterior features: Other

Lot

  • Lot size: 3.71 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$211$2,532
Property Taxes $599$7,188
Electricity $275$3,305
Total$3,739$44,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,194/yr
40% on housing$112,170/yr
45% on housing$99,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 44001$127
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44001$162
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$524,900

For Sale by Owner

AgentProperty Owner

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