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27 Union St, Oberlin, OH, 44074

5beds
2baths
1,778sqft
$247,400
$139price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

Newer construction (1991) property just minutes from downtown Oberlin, schools and campus with a newer metal roof. Designed with accessibility in mind, this home offers first-floor living with wide hallways, two spacious bedrooms and full bath on the main level. The bright living room flows into an eat-in kitchen with convenient laundry. Upstairs, three additional bedrooms are filled with natural light and space. Enjoy the backyard patio for outdoor dining and relaxing.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

7/10
7/10
Langston Middle SchoolGrades 6-80.2 mi
6/10
Oberlin High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,778

Heating & Cooling

  • Heating features: Gas,Hot Water,Steam
  • Cooling features: None,Window Unit(s)

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Common Area,Accessible Central Living Area,Accessible Doors

Details

  • Parcel number: 0900075110011

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 54' x 115'

Parking

  • Parking features: Driveway,No Garage,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,250$15,000
Home Insurance *$135$1,620
Property Taxes $282$3,384
Electricity $193$2,320
Total$1,860$22,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 44074$147
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44074$154
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$249,900
2017-08-29Sold$126,500
2017-08-20Pending sale$139,000
2017-06-23Listed for sale$139,000
2007-06-01Sold$120,000
1997-03-27Sold$36,500

For Sale by Agent

AgentBrian J Moran
BrokerageColdwell Banker Schmidt Realty

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