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235 Shipherd Cir, Oberlin, OH, 44074

3beds
2baths
1,188sqft
$275,000
$231price/sqft
$2,046/moest. monthly cost
$81,840/yrincome needed

About This Home

Move-in ready ranch in a quiet neighborhood, featuring the following updates: new roof (2024), windows & sliding door (2021), new AC unit & furnace (2022/2025), appliances & kitchen sink (2020-2022), bathroom sinks & faucets (2026), fresh paint (2026), baseboards (2026), garage door opener and garage ceiling replaced (2026), main sewer line (2023), sump pump (2026), front storm door (2026). In addition to the recent updates, this home has a waterproofed basement, aquasauna water filtration (attached to kitchen sink), and a fenced in backyard.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
8/10
Langston Middle SchoolGrades 6-90.9 mi
6/10
Oberlin High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,188 sqft

Property

Details

  • Parcel number: 0900087106025

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$150$1,800
Property Taxes $313$3,756
Electricity $193$2,320
Total$2,046$24,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,148/yr
40% on housing$61,380/yr
45% on housing$54,560/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 44074$147
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44074$154
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$275,000
2019-02-15Sold$149,000
2018-12-08Price change$149,000
2018-10-09Price change$157,500
2018-09-28Price change$162,000
2018-08-23Price change$162,500
2018-07-19Listed for sale$165,000
2007-05-31Sold$142,500

For Sale by Owner

AgentProperty Owner

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