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12744 Erskin St NE, Blaine, MN, 55449

4beds
3baths
2,495sqft
$465,000
$186price/sqft
$3,147/moest. monthly cost
$125,880/yrincome needed

About This Home

Welcome to this beautifully designed 2023 new construction home in the heart of Blaine! Offering 4 bedrooms, 3 bathrooms, and thoughtfully designed living spaces throughout, this move-in ready home combines modern style with everyday functionality. Step inside to discover a bright and open layout featuring a formal kitchen with stylish finishes, stainless steel appliances, ample cabinetry, and plenty of space for cooking and entertaining. The versatile main-level flex room is perfect for a home office, playroom, or additional living area to fit your lifestyle needs. A convenient main floor bath adds extra comfort and functionality for guests. Upstairs, you'll find a spacious loft area ideal for a second family room, laundry units, media space, or homework zone, along with generously sized bedrooms including a relaxing owner's suite. Enjoy outdoor living in the nice-sized backyard with plenty of room for entertaining, gardening, or future outdoor additions. Additional features offers an extended driveway for ample parking spaces. Priced at $475,000, this newer construction home offers the perfect blend of space, flexibility, and modern convenience in a desirable Blaine location. Don't miss the opportunity to make this beautiful home yours!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
Sunrise ElementaryGrades K-50.4 mi
6/10
Roosevelt Middle SchoolGrades 6-84.5 mi
7/10
Blaine Senior High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 13X15

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Family Room

  • Level: Main
  • Area: 255
  • Dimensions: 15X17

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,495

Flex Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,495
  • Total interior livable area: 2,495 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Laundry

  • Level: Upper
  • Area: 56
  • Dimensions: 8X7

Loft

  • Level: Upper
  • Area: 180
  • Dimensions: 12X15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013123320094
  • Zoning description: Residential-Single Family
  • Foundation area: 1073

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,100 sqft
  • Lot size dimensions: 55 x 128 x 55 x 128

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$222$2,664
Property Taxes $364$4,368
Electricity $210$2,525
Total$3,147$37,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,897/yr
40% on housing$94,410/yr
45% on housing$83,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 55449$180
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55449$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$475,000
2023-10-27Sold$476,440
2023-09-05Pending sale$476,440
2023-07-21Listed for sale$472,535

For Sale by Agent

AgentMai Miller
BrokerageDiversified Realty

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