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266 Lt Brender Hwy, Ferndale, NY, 12734

5beds
3baths
1,833sqft
$500,000
$273price/sqft
$3,762/moest. monthly cost
$150,480/yrincome needed

About This Home

Don't miss this opportunity to own a spacious home in beautiful Sullivan County for $500,000! Welcome to 266 Lt Brender Hwy, Ferndale, NY 12734! This charming home sits on 1 acre and offers 5 bedrooms, 2 dens, and 3 full bathrooms, providing plenty of space for family, guests, a home office, or hobbies. The first floor features a kitchen, dining room, living room, full bathroom, and laundry area. Upstairs you'll find a spacious primary suite with a walk-in closet and private bath, plus additional bedrooms and living space spread across the second and third floors. Conveniently located near shopping, dining, schools, Resorts World Catskills, Kartrite Indoor Waterpark, Bethel Woods Center for the Arts, and year-round outdoor recreation, this property offers the perfect blend of space, comfort, and location. Come see your dream home today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
Liberty Elementary SchoolGrades PK-43.9 mi
2/10
Liberty Middle SchoolGrades 5-84.2 mi
3/10

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Full Bath,Ceiling Fan(s)
  • Attic: Finished

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,833
  • Total interior livable area: 1,833 sqft

Property

Details

  • Parcel number: 368904600001055000
  • Special condition: None

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$178$2,136
Property Taxes $754$9,048
Electricity $302$3,635
Total$3,762$45,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,982/yr
40% on housing$112,860/yr
45% on housing$100,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 12734$344
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12734
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$500,000
2026-07-20Price change$530,000
2026-06-07Listed for sale$550,000
2026-04-14Listing removed--
2026-01-14Listed for sale$460,000

For Sale by Agent

AgentAlayza Z. Soto
BrokerageRE/MAX Town & Country

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