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12004 Owatonna Ct NE, Blaine, MN, 55449

4beds
3baths
3,136sqft
$775,000
$247price/sqft
$5,554/moest. monthly cost
$222,160/yrincome needed

About This Home

Welcome to Radisson Hills, an exclusive community located in the highly desirable city of Blaine. Proudly introducing “The James” - a masterfully crafted home by local custom builder NR Properties. This home goes beyond standard - crafted with elevated quality and a custom approach from start to finish. Every inch reflects thoughtful design and elevated finishes, hand-selected by NR’s in-house design team. The show-stopping kitchen features luxurious Quartz countertops, custom cabinetry, sleek LG appliances, open shelving, and an oversized island with bar seating. The oversized walk-in pantry is an unexpected surprise, adding style to the space while amplifying storage. Step into the owner’s suite through elegant French doors, perfectly framed by designer sconce lighting. Inside, a walk-in closet with organization that’s as functional as it is fabulous. Ope. Not you mistaking your own bathroom for a spa. The space feels like it’s straight out of a spa catalog, truly! Downstairs is a dream! Whether hosting game night or binging a cozy movie marathon, this lower level delivers. The spacious open concept living area offers flexibility for lounging, gaming, or entertaining, while a non-conforming room provides the perfect nook for a home office, or creative space. The custom bar is a true showpiece, featuring Quartz countertops, statement wallpaper backsplash, under-cabinet lighting, and dedicated wine storage that makes for a grape spot to display your favorite bottle. Step outside to enjoy yard games and soak in beautiful pond views from your private walk-out patio. The curb appeal is absolutely striking. The exterior showcases LP siding paired with eye-catching accents at the entry, framing in a stunning statement door. Expansive Andersen Bronze windows and 8-foot sliding glass doors flood the home with sunlight throughout the day. In need of storage? You have all the space in the world with a spacious 4 car garage. As for location - Blaine is bursting with lifestyle perks. From scenic trails, beaches, and championship golf to the renowned National Sports Center, there’s something for everyone. Coming soon: “Downtown Blaine”, a vibrant new development featuring pickleball courts, mini golf, breweries, restaurants, and top-tier shopping. There truly is no place quite like this home, or this city. Welcome to life at The James, where luxury living meets a fun, easy lifestyle in all the best ways. ***Photos are of a similar model - Finishes will vary

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
4/10
Westwood Middle SchoolGrades 5-83.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: Concrete

Other

  • Builder name: NR PROPERTIES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled

Bedroom

  • Level: Main
  • Area: 247
  • Dimensions: 13x19

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 162.84
  • Dimensions: 11.8x13.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Level: Lower
  • Area: 570.18
  • Dimensions: 22.1x25.8

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,412
  • Finished area above ground: 1,724

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,136
  • Total interior livable area: 3,136 sqft

Kitchen

  • Level: Main
  • Area: 164.56
  • Dimensions: 13.6x12.10

Living Room

  • Level: Main
  • Area: 244.8
  • Dimensions: 13.6x18

Office

  • Level: Lower
  • Area: 115
  • Dimensions: 10x11.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 093123310062
  • Zoning description: Residential-Single Family
  • Foundation area: 1724

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 0.28 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 109 x 38 x 130 x 36 x 9 x 133

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$370$4,440
Property Taxes $1,002$12,024
Electricity $264$3,173
Total$5,554$66,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,422/yr
40% on housing$166,620/yr
45% on housing$148,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 55449$179
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55449$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$789,000
2024-04-02Listing removed$664,999
2024-03-28Listed for sale$664,999

For Sale by Agent

AgentAlex Murray
BrokerageEdina Realty, Inc.

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