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27 Irving Adams Dr, Chatom, AL, 36518

2beds
1baths
0sqft
$140,000
--price/sqft
$1,079/moest. monthly cost
$43,160/yrincome needed

About This Home

This adorable fully remodeled Southern cottage offers charm, comfort, and convenience in the heart of Chatom. Priced at $147,000, this 2 bedroom, 1 bathroom home features a welcoming covered front porch with beautiful wood accents, providing the perfect place for rocking chairs and relaxing with morning coffee. Inside, the home offers a comfortable layout with a cozy fireplace that creates a warm and inviting living space. The interior has been fully remodeled, offering updated finishes while maintaining the home's charming character. The property includes a fenced backyard, ideal for pets, outdoor enjoyment, or entertaining guests. Additional exterior features include a carport for covered parking and a storage shed that will remain with the property. The home also has natural gas available. Major updates include a roof replacement in 2021 or 2022, HVAC system installed in 2010, and a water heater replaced in 2021. As an added bonus, the seller will leave the stove, microwave, two living room couches, and ottoman, making this home move-in ready for its next owner. This property would make an excellent option for a first-time homebuyer, someone looking to downsize, or an investment opportunity. Homes with this level of charm and updates at this price point are a great opportunity in the Chatom area.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
10/10
Chatom Elementary SchoolGrades PK-40.8 mi
8/10
Millry High SchoolGrades PK-1212.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt
  • Construction materials: Stone Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 160623400000500000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Open Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Street
  • Frontage length: 0

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hurricane
Lightning
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$106$1,272
Property Taxes $26$312
Electricity $240$2,881
Total$1,079$12,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,994/yr
40% on housing$32,370/yr
45% on housing$28,773/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36518$135
Washington County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 36518$162
Washington County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$147,000
2024-05-10Sold$132,000
2024-04-02Pending sale$132,000
2024-03-28Listed for sale$132,000

For Sale by Agent

AgentJulia Brooks
BrokerageVillage Properties

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