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4221 Rugby Dr, Toledo, OH, 43614

2beds
2baths
1,489sqft
$219,900
$148price/sqft
$1,739/moest. monthly cost
$69,560/yrincome needed

About This Home

*Multiple Offers Received! Asking for Highest and Best by 7pm Monday August 10th. * Adorable sunlight-filled home on a double lot! Located in a much desired Beverly neighborhood! Walk into a formal living room with a decorative fireplace and cove ceiling. The living room leads to a spacious family room with a working fireplace, a built in desk area, wood beamed ceiling, a three panel bay window, a new mini split for your heating and cooling comfort, and brand new french doors that lead outside to a new trex deck and pergola! Back inside, the first floor is rounded out with an updated kitchen containing a ton of beautiful cabinetry, corian countertops, a new faucet and garbage disposal, and stainless steel appliances including a new refrigerator. The dining room has beautiful wood flooring and a built-in corner cabinet. The second floor contains two bedrooms with ceiling fans, a built-in dresser in the second bedroom, a full bath with new vanity and mirror, and an outside deck area. The finished basement with half bath would make a great home office, gym, gaming room, playroom, whatever you want it to be! Your new home also has a new HVAC system to keep your family comfortable year round! Outside has a one car garage with updated electric, and a new parking area and parking pad. The pad was constructed to code and a second garage can be built here. The lovely yard has flowering trees and a small tomato garden! You cannot get much better than this warm, family home in a friendly neighborhood! Make your appointment before it's gone!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Beverly Elementary SchoolGrades PK-80.7 mi
2/10
Bowsher High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Combination
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Dryer,Gas Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Features: Bay Window,Fireplace
  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s)
  • Door features: Door Screen(s),French Doors,Storm Door(s)
  • Window features: Bay Window(s)
  • Flooring: Carpet,Engineered Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 572
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Mini Split,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Mini Split

Interior Area

  • Total structure area: 1,489
  • Total interior livable area: 1,489 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Cove Ceiling(s)
  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Upper

Property

Details

  • Parcel number: 0321581
  • Zoning: Residential

Features

  • Patio & porch: Roof Deck,Deck
  • Exterior features: Garden
  • Fencing: Partial,Split Rail

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 100 FF

Parking

  • Total spaces: 1
  • Parking features: Concrete,Paved,Additional Parking,Detached Garage,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$131$1,572
Property Taxes $304$3,648
Electricity $193$2,320
Total$1,739$20,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,622/yr
40% on housing$52,170/yr
45% on housing$46,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 43614$103
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43614$137
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$219,900
2026-08-07Listed for sale$219,900
2022-03-31Sold$180,000
2022-03-08Pending sale$164,900
2022-03-04Listed for sale$164,900
2021-04-16Sold$80,000
2013-08-30Sold$96,500
2013-07-06Price change$104,900
2013-05-03Listed for sale$116,900
1997-09-10Sold$100,000
1996-08-15Sold$92,000

For Sale by Agent

AgentLynda Crank
BrokerageKeller Williams Citywide

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