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432 Arcadia Ave, Toledo, OH, 43610

3beds
1baths
1,474sqft
$80,000
$54price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Beautifully renovated and move-in ready, this charming home offers the perfect blend of modern updates and classic character. Inside, you'll find brand-new carpet, updated flooring, a fully refreshed kitchen with new cabinetry and countertops, and spacious walk-in closets in every bedroom. The home has been extensively updated throughout, creating a clean, inviting space that's ready for its next owner. Outside, enjoy a well-maintained exterior with attractive siding, updated windows, a secure rear deck, and a detached garage. Conveniently located near local parks, schools, shopping, dining, and just minutes from Historic Downtown Toledo, you'll have easy access to entertainment, restaurants, and everything the city has to offer. Don't miss your opportunity to own this beautifully updated home.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
2/10

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Has basement: Yes

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Luxury Vinyl
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 1,474
  • Total interior livable area: 1,474 sqft

Kitchen

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Upper

Property

Details

  • Parcel number: 0324197

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 32X100

Parking

  • Total spaces: 2
  • Parking features: Accessible Parking,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$216$2,592
Property Taxes $110$1,320
Electricity $193$2,320
Total$923$11,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 43610$52
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43610$60
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$80,000
2024-02-29Sold$10,000
2019-07-22Sold$2,500

For Sale by Agent

AgentMuhamed Jomaa
BrokerageEXP Realty, LLC

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